What Is Fino Payments Bank? How To Open An Account In Fino Payment Bank

What is Fino payments bank? How to open an account in Fino Payment Bank – Fino Payment Bank Fees and Charges and later when it deducts any kind of charge, then we get very upset and then think how did not know earlier 

Friends, you must have heard a lot about Fino Payment Bank and you must have also heard about its advantages and disadvantages and features, but today we are going to talk about Fino payments bank kya hai? How to open an account in Fino Payment Bank – Fino Payment Bank Fees and Charges Whether we should open an account in this or not and how much is its charge, let us know what is Fino payments bank? How to Open an Account in Fino Payment Bank – Fino Payment Bank Fees and Charges

What is fino payment bank

Fino payments bank kya hai, How to open an account in Fino Payment Bank – Friends, it is known from the name that this Fino payment bank is a payment bank like other payment bank Fino payment bank is a bank  just like normal    banks but In this, some facilities are less like some normal banks, but they try their best to provide their service and it is very easy to open an account in them and reach them and reach every street till the village.

 Their account can be opened through a mobile app and their account opening process is very simple, the support control of Fino payment bank account remains in the hands of the user, so this payment bank is available in every street and every village of India. It is the most popular bank, let us know how many types of banks are there. 

Fino Payment Bank has been giving seeds from its banking in India for a very long time and they have very quickly made their hold till every village of India.

Fino payment Bank headquarter 

The headquarter of Fino Payment Bank is located in Mumbai. The MD / CEO of Fino Payment Bank is Rishi Gupta. 

MD/CEO/CMD  : Rishi Gupta 

 HEADQUARTER : MUMBAI

Fino Payment Bank IFSC Code – IFSC Code of Fino Payment Bank 

Fino payment Bank IFSC code – IFSC कोड FINO0001001 है

Types of Fino Payment Bank Savings Account 

  1. Subh saving account 
  2. Pratham saving account 
  3. Saral salary account 
  4. PMJDY Saving account 
  5. Sanchay saving account 

 

  Friends, now we are going to talk about Pratham saving account of Fino payments  bank.

What are the features and benefits of Fino Payments Bank

  1. Friends, as its name suggests, there is a payment bank and there is a facility to open an account by hand and we get an instant debit card. 
  2. This is not a zero balance account, in this we have to keep thousand rupees, if you are inside this account, if you do not keep thousand rupees for a month, then you can take this maintenance charge
  3. In this account we get the facility of Aadhar seeding, through this we can directly take money of government schemes in this account. 
  4. Friends, when the savings amount exceeds one lakh in this, the extra amount goes to their partner bank and you get a good interest on it, you get up to 6%. 
  5. In this account you get Debit card of Classic and Platinium class of Rupay, you have to pay different prices for taking these. 
  6. Along with these Debit cards available with Fino Payments Bank, you also get Personal Accidental Insurance up to Rs. 2 lakh which is very good. 
  7. With Fino payments bank account, you also get SMS service and monthly e-mail service. 
  8. You can also use Fino payments bank account to do online transactions from one bank to another by creating UPI by connecting it with any payment app.
  9. You can also use Fino payments Bank account for NET Banking and it is very good. 

Fino payments Bank Account opening eligibility criteria

  1. ou must be at least 18 years of age to open your account with Fino Payments Bank 
  2. To open your account in Fino Payments Bank, the biggest qualification is that you should be an Indian, meaning you should have Indian citizenship. 
  3. You should have your Aadhar card and PAN card and some important documents with you so that there will be no problem in your verification. 

how to open fino payment bank account 

How to open an account in Fino payments bank or Fino payments bank – You get online bank account opening facility to open an account in Fino payments bank or payments bank. Under this service you can use online method to open bank account in Fino payment bank.

How to open Fino payment bank account?

  • First of all visit the official website of Fino Payment Bank.
  • There you will get the option of apply now on https://www.finobank.com/.
  • Click on that option and click on Savings account or Current account.
  • There are many other options available in the savings account, select the bank account you want to open.
  • After that you will have to fill the online bank account opening form.
  • Submit the information asked in the form and apply Fino payment bank account online.

Fino payments Bank Account Fees and Charges 

how to open an account in fino payments bank It can deduct your charge, which is up to Rs 50 every month and this charge is very high, then you have to think about it. 

  • The account opening fee of Fino Payments Bank is Rs 1300, you have to deposit up to 1300 in your account at a time. 
  • You have a limit of depositing cash in this account up to Rs 25000. which is 0.5% 
  • With Fino payments bank account, you can withdraw cash from branch up to Rs 1 lakh in 1 day and up to Rs 50000 from CRO, then you can do up to Rs 25000 from merchant.  
  • You will not have to pay any charges for cash withdrawal from Branch and CRO, if you withdraw cash from Merchant then you will have to pay 0.5% charge 
  • Through Fino payments bank account, you can take payment from the merchant only twice in a month, if you take more than two times, then you will have to pay a charge. 

 

 

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